|
|
|
|
|
|
|
Total Assets
|
1,148,942
|
998,465
|
985,784
|
929,454
|
911,382
|
|
Total Net Loans
|
746,403
|
540,677
|
494,116
|
440,278
|
425,978
|
|
Total Deposits
|
957,942
|
835,048
|
823,648
|
765,558
|
741,521
|
|
Equity Attributable to Parent Company
|
121,870
|
108,607
|
91,901
|
87,622
|
84,951
|
|
Total Equity
|
121,870
|
108,607
|
91,901
|
87,622
|
84,951
|
|
Paycheck Protection Program Loan($000)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
PPP Loan Ratio(%)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
COVID-19 Loan Modification($000)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
COVID-19 Loan Modification Ratio(%)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Processing Fees on PPP Loans($000)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Net Income($000)
|
13,890
|
10,662
|
10,426
|
4,369
|
8,961
|
|
Net Income Attributable to Parent($000)
|
13,890
|
10,662
|
10,426
|
4,369
|
8,961
|
|
ROAA
|
1.71
|
1.07
|
1.09
|
0.47
|
1
|
|
Core ROAA
|
1.49
|
1.10
|
1.12
|
0.42
|
0.99
|
|
ROAE
|
16.16
|
10.58
|
12.09
|
4.98
|
10.34
|
|
ROATCE
|
19.29
|
13.09
|
15.63
|
6.59
|
13.52
|
|
Core ROAE
|
14.03
|
10.89
|
12.40
|
4.43
|
10.17
|
|
Net Interest Margin
|
3.65
|
3.48
|
3.37
|
3.40
|
3.45
|
|
Reported: Net Interest Margin
|
3.66
|
3.48
|
3.37
|
3.40
|
3.45
|
|
Efficiency Ratio
|
58.72
|
68.29
|
67.50
|
86.11
|
67.67
|
|
Noninterest Inc/ Operating Rev
|
40.66
|
34.43
|
35.97
|
36.13
|
35.44
|
|
Loans/ Deposits
|
76.89
|
64.50
|
60.12
|
57.37
|
57.42
|
|
Securities/ Assets
|
26.11
|
36.54
|
39.15
|
41.40
|
41.89
|
|
Total Equity/ Total Assets
|
10.61
|
10.88
|
9.32
|
9.43
|
9.32
|
|
Tangible Equity/ Tangible Assets
|
9.20
|
9.25
|
7.62
|
7.60
|
7.42
|
|
Tang Common Equity/ Tang Assets
|
9.20
|
9.25
|
7.62
|
7.60
|
7.42
|
|
NPAs/ Assets
|
1.05
|
0.90
|
0.89
|
1.10
|
0.88
|
|
NPA Excl Restructured/ Assets
|
0.68
|
0.58
|
0.53
|
0.70
|
0.44
|
|
NPAs & 90+ PD/ Assets
|
1.05
|
0.90
|
0.89
|
1.10
|
0.88
|
|
NPAs/ Loans & REO
|
1.59
|
1.64
|
1.75
|
2.29
|
1.85
|
|
Nonaccrual & 90+ & OREO/ Assets
|
0.68
|
0.58
|
0.53
|
0.70
|
0.44
|
|
NPAs & 90+ PD/ Loans & REO
|
1.59
|
1.64
|
1.75
|
2.29
|
1.85
|
|
NPA & Loans 90+/ Tangible Common Equity + LLR
|
10.71
|
9.23
|
10.97
|
13.65
|
11.18
|
|
NCOs/ Avg Loans
|
0.14
|
0.13
|
0.24
|
0.08
|
0.25
|
|
Loan Loss Reserves/ Gross Loans
|
1.11
|
1.18
|
1.15
|
1.22
|
1.24
|
|
Reserves/ NPAs
|
69.44
|
72.10
|
66.07
|
53.54
|
66.73
|
|
Loan Loss Provision/ NCO
|
370.90
|
200.57
|
127.97
|
134.33
|
46.38
|
|
Tier 1 Common Capital (CET1)($000)
|
95,240
|
85,938
|
78,150
|
68,269
|
68,263
|
|
Tier 1 Capital($000)
|
116,240
|
106,938
|
99,150
|
88,605
|
88,819
|
|
Tier 2 Capital($000)
|
8,506
|
6,607
|
5,905
|
5,603
|
5,777
|
|
Total Capital($000)
|
124,746
|
113,545
|
105,055
|
94,208
|
94,596
|
|
Total Risk-weighted Assets($000)
|
721,899
|
656,461
|
595,793
|
532,007
|
512,480
|
|
Tier 1 Common Capital (CET1) Ratio(%)
|
13.19
|
13.09
|
13.12
|
12.83
|
13.32
|
|
Tier 1 Ratio(%)
|
16.10
|
16.29
|
16.64
|
16.65
|
17.33
|
|
Total Capital Ratio(%)
|
17.28
|
17.30
|
17.63
|
17.71
|
18.46
|
|
Liquidity Coverage Ratio(%)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Leverage Ratio(%)
|
10.40
|
10.94
|
10.34
|
9.80
|
10.04
|
|
Basel III Leverage Ratio(%)
|
NA
|
NA
|
NA
|
NA
|
NA
|
|
Common Shares Outstanding(actual)
|
4,736,537
|
4,827,266
|
4,820,257
|
4,725,031
|
4,701,672
|
|
Avg Diluted Shares(actual)
|
4,771,869
|
4,836,821
|
4,813,319
|
4,787,857
|
4,706,512
|
|
Basic Book Value per Share
|
25.73
|
22.50
|
19.07
|
18.54
|
18.07
|
|
Book Value per Share, As Reported
|
25.73
|
22.50
|
19.07
|
18.55
|
18.06
|
|
Basic Tangible Book Value per Share
|
21.98
|
18.79
|
15.30
|
14.65
|
14.10
|
|
Common Dividends Declared per Share
|
0.57
|
0.73
|
0.69
|
0.66
|
0.63
|
|
EPS after Extra
|
2.91
|
2.20
|
2.16
|
0.92
|
1.90
|
|
EPS after Extra Growth(%)
|
90.10
|
1.80
|
136.10
|
(51.90)
|
(16.50)
|
|
Core EPS
|
2.53
|
2.26
|
2.22
|
0.81
|
1.87
|
|
Core EPS Growth(%)
|
59.80
|
2.10
|
172.60
|
(56.60)
|
(19.40)
|
|
Diluted EPS before Amortization
|
2.94
|
2.24
|
2.21
|
0.98
|
1.97
|
|
Pre-Provision Earnings per Share
|
2.93
|
2.23
|
2.13
|
0.47
|
1.55
|
|
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that
represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the
variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible
issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.